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Accidents, Crashes, and Close-calls Post-incident report, analysis and discussion aimed at increasing safety


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Old 08-21-2017, 06:44 PM   #1
tmorg
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Default Crashed today.

Wrecked my 2013 this morning going to work. 20 something girl in oncoming lane probably on cell phone or texting. She came into my lane and I was forced to lay it down in the ditch. I slid about 25 yard ,thankfully the grass was tall and wet. I just ripped my jeans a little bit. Tow truck driver said bike would be totaled by insurance .
Any guesses as to what I might get for it? 8,000 mi . Thanks
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Old 08-21-2017, 07:20 PM   #2
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Default Re: Crashed today.

Now that's a bummer!!! Sure sorry to hear of your crash, really glad you're in better shape than a totaled KLR.

I don't know about the price, but NADA may give you an idea what they're going for.

Sure wish you the best on getting through all this.

Take care, RD
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Old 08-21-2017, 08:32 PM   #3
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Default Re: Crashed today.

Sorry about your mishap.

They'll offer you the option of taking the bike back with a salvage title which might work out pretty well for you if it's a bike you like and want to keep. You can almost always fix a bike back to solid rideable condition for way less than the insurance company will offer as long as you can live with scratches and rolling your own after market solutions.
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Old 09-26-2017, 12:42 AM   #4
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Default Re: Crashed today.

Sorry to hear about the bike, but YOU are okay and that's the only thing that truly matters.
Getting seriously injured just one time can change your life, believe me.

My advice would be to look at dealership retail pricing for 2013 models similiarly equipped with similar mileage.
That is what they should pay you, current market value.
Not only that, it is your right to investigate whether it is worth buying back from the insurance company and rebuilding it.
Even if you have to go through the process of getting it retitled as salvage rebuilt, it may very well be worth it.
You may be able to buy it back very inexpensively, say $600, then whatever it costs you to repair.
It is usually not worth it to them to have a shop repair it, but worth it to an individual capable of doing so.

Lets say it's worth 4500.
You buy it back for 600 (estimate)
They cut you a check for 3900
You can probably repair it yourself for less than $1000 and outfit it with some performance suspension, other accessories and have enough money left over to pay for fuel and maintenance for the next 5 to 7 years.
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Old 09-26-2017, 07:14 AM   #5
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Default Re: Crashed today.

You are also entitled to claim your helmet and any other gear that has even a scratch on it including any aftermarket protection parts or even any cosmetic parts.
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Old 09-26-2017, 12:07 PM   #6
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Default Re: Crashed today.

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Originally Posted by PittsDriver View Post
You are also entitled to claim your helmet and any other gear that has even a scratch on it including any aftermarket protection parts or even any cosmetic parts.
That depends on the policy itself. Some do some don't and some require a rider policy.
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Old 09-26-2017, 08:39 PM   #7
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Default Re: Crashed today.

Quote:
Originally Posted by Chuck B View Post
That depends on the policy itself. Some do some don't and some require a rider policy.
I am in agreement there, My policy will only pay for aftermarket accessories and gear if I have sent them a photo and purchase receipt from install, up to $3,000 total.
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